November 23, 2001, Newsletter Issue #30: 1,001 Ways To ...

Tip of the Week

Thanksgiving is over and the big sales are starting! Are any local merchants doing anything extra to encourage buyers to come into their stores? Are sales above normal or under par? What is the most popular item in your city? Is it hard to get, on the shelves, or on back-order already?

With layaways so popular, what are the policies are various stores? Are there any hidden charges or drawbacks to layaways? (Like nothing can be put on layaway that is clearance or marked down.) What happens if you miss a payment between now and the due date? What if you change your mind about wanting the item? Is there a forfeiture charge? Are there any easier alternatives to the layaway plan?

Need more Christmas ideas? Check out the tip below - and more tips on my site.

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